Transitional financing for acquisition, stabilization, or repositioning. When timing is everything, Brazos Lending delivers the speed and certainty your Texas deal demands.
A bridge loan closes the gap between your current situation and your next financing event. Acquire quickly while your long-term capital is being arranged. Stabilize a property before permanent debt. Reposition an asset for a stronger exit.
In Texas, deals move fast — and the investors who win are the ones with capital commitments already in place. Brazos bridge loans are structured around your exit so you're never trapped in a structure that doesn't fit.
Common Use Cases: Competitive acquisitions, lease-up and stabilization, repositioning bridge, cash-out equity recapture.
| Parameter | Detail |
|---|---|
| Loan Purpose | Acquisition, Stabilization, Reposition |
| Rate | 11.5% – 15% (interest only) |
| Term | 6 – 18 months |
| Loan Size | $100,000 – $2,000,000 |
| Max LTV | Up to 85% of as-is value |
| Property Types | SFR, Condo, 2–4 Unit, Small MF |
| Prepayment Penalty | None (subject to terms) |
| Extension | Available up to 6 months |
| Cash-Out | Available — subject to LTV |
| Recourse | Full recourse |
Seller needs to close in 7 days? Your bridge loan gets you to the table when banks can't. Close fast, refinance later.
Property needs occupancy before qualifying for permanent debt? A bridge loan carries you through stabilization.
Capital tied up in a Texas property? A cash-out bridge loan unlocks that equity so you can deploy it into your next deal.
Experienced investors with a defined strategy and a clear exit.
Lean and purposeful. Here's what we need to move fast:
Get preliminary bridge loan terms the same day you submit your inquiry.
Apply for a Bridge Loan →