Brazos Lending — Hard Money Lending Built for Texas.
Asset-backed real estate loans for investors who move fast. Fix & Flip, Bridge, and Construction financing — underwritten in-house, closed on your timeline.
Every loan is secured by real property, underwritten conservatively, and structured to get Texas investors to the closing table fast.
Short-term financing underwritten against after-repair value. For investors who acquire fast and exit clean.
Capital for acquisition, stabilization, or repositioning. Speed and certainty when timing is everything.
Structured draw financing with third-party inspections. Built for Texas developers who deliver on schedule.
The Brazos River got its name because Spanish explorers found it exactly when they needed it most. That's the standard we hold ourselves to.
In-house underwriting means no committees, no delays. We make decisions and we move. Same-day term sheets on most deals.
Every loan secured by real property with conservative LTV ratios. We underwrite the downside before we model the upside.
CFP, EA, and EJD credentials at the GP level. Financial planning, tax optimization, and legal structuring — all in-house.
We want to be your lender on every deal, not just one. We structure capital around your exit strategy — not ours.
Complete our quick online form. Takes under 5 minutes. No commitment required.
A Brazos lending advisor reviews your deal and issues preliminary terms — typically same business day.
We move through property valuation, due diligence, and documentation with urgency.
Close on your timeline. Capital deployed so you can execute your project.
"Brazos closed our fix-and-flip in under 10 days. Term sheet came same day I called. No games, no delays — exactly what you need when you're moving on a deal in Dallas."
"The construction draw process was seamless. Every draw came through on time and the third-party inspections kept my GC accountable. Won't use another lender."
"I've done bridge loans with three different lenders. Brazos is the only one that actually understood my business and structured the deal around my exit strategy."
Submit a loan inquiry today and receive preliminary terms the same business day. No commitment required.